Yes. Insurance plans are the same on and off the Marketplace.
But, if you buy insurance off the Marketplace, you will not be able to get help with the cost.
If you buy a plan on the Marketplace, you may qualify for a lower monthly cost (premium). About 8 out of 10 Arkansans enrolled in the past got help.
Your tax credit is based on current information about your income and household size.
Help with cost is based on your expected income, not last year’s income.
That’s why it’s so important to update your application. Make changes to your income and household you expect for next year. It's the only way to be sure you’ll get the right tax credit and other savings for the year.
Licensed experts in your area can help you compare the plans and enroll. Find help near you today.
If your insurance company letter says you can’t get your plan or one like it for last year, you’ll be put on another similar plan.
Log on to your account to see other plans you can get. Plans and prices change every year. There may be a plan you like better.
Take action by December 15, or you will be re-enrolled in your current plan or one like it.
Plans on the Marketplace and plans through employers must cover the same things.
Benefits of the plans include doctor’s visits, prescriptions, care to prevent health problems at no cost, and more.
Log into your account to update your application, view new plans, or change your plan.
There may be new plans and prices for next year. Take action by December 15, or you will be re-enrolled in your current plan or one like it.
Learn more about plan renewals or changes here.
Plans on the Marketplace come from top insurance companies and cover the same full set of benefits as plans through employers.
The difference on the Marketplace plans is that you may get help with the cost.
November 1: Open Enrollment starts. This is the first day you can enroll or change your plan for the next year. The start of coverage can be January 1.
December 15: Last day to enroll or change plans to start on January 1. After that, you can enroll or change plans only if you have a life-changing event, like divorce or having a baby. Such events qualify you for a Special Enrollment Period.
January 1: The start date for those who enroll or change plans by December 15.
Open enrollment started November 1 and the deadline to enroll is December 15.
You can learn about plan choices, what you need to enroll, and where to find help in your area to enroll.
Yes, producers will be able to view plans and rates using the SHOP Portal without having to create an account.
Yes, the employer can grant permission to the broker to set up the employer account.
Yes, that’s an option. However, doing so may prevent part time employees and their families from accessing tax credits on the individual marketplace.
Yes, an employer must offer SHOP to all FTEs in or out-of-state.
Licensed Exchange Producers who complete Arkansas SHOP Training will be listed in the Arkansas SHOP Find an Agent/Broker search tool.
Small businesses can review My Arkansas SHOP plan options on the www.myARinsurance.com website. In addition, as a certified broker/agent, you can help clients review plans that make sense for their business and guide them through the process.
If you are a licensed Exchange Producer and attended an Arkansas SHOP in-person training session, you will be listed on the search page. If you are a licensed Exchange Producer and participated in a training webinar, you will be listed after completing the Arkansas SHOP e-learning. Exchange Producers who have not participated in a training even can become SHOP certified by completing Arkansas SHOP E-learning.
Yes. Arkansas Blue Cross Blue Shield is the only carrier offering group medical insurance in Arkansas SHOP for 2016. Best Life and Dentegra are the carriers offering dental plans.
Please click here to learn more about training for agents and assisters.