You may be able to change your plan if you've had a life event like losing health coverage, getting married or having a baby.
Open Enrollment begins November 1st.
Still need coverage this year?
You can enroll in or change to a different plan for the rest of the year if you qualify for a Special Enrollment Period due to a life event - like changing jobs, moving, getting married or having a baby. You usually have 60 days from the life event to enroll. Click here to find local personalized assistance with Special Enrollment.
If you don’t qualify for a Special Enrollment Period, you can enroll in coverage for the following year during Open Enrollment beginning November 1st thru December 15th for a January 1st effective date.
You may be able to get more savings and lower costs on Marketplace health insurance coverage due to the American Rescue Plan Act of 2021.
Under the new law:
When you apply for Marketplace coverage, you'll find out if you quality for a premium tax credit that lowers your monthly premium. The amount of your premium tax credit depends on the estimated household income for 2021 that you put on your Marketplace application.
Yes. Insurance plans are the same on and off the Marketplace. But, if you buy insurance off the Marketplace, you will not be able to get help with the cost.
If you buy a plan on the Marketplace, you may qualify for a lower monthly cost (premium). About 8 out of 10 Arkansans enrolled in the past got help.
Your tax credit is based on current information about your income and household size.
Help with cost is based on your expected income, not last year’s income.
That’s why it’s so important to update your application. Make changes to your income and household you expect for next year. It's the only way to be sure you’ll get the right tax credit and other savings for the year.
Licensed experts in your area can help you compare the plans and enroll. Find help near you today.
If your insurance company letter says you can’t get your plan or one like it for last year, you’ll be put on another similar plan.
Log on to your account to see other plans you can get. Plans and prices change every year. There may be a plan you like better.
Take action by December 15, or you will be re-enrolled in your current plan or one like it.
Plans on the Marketplace and plans through employers must cover the same things.
Benefits of the plans include doctor’s visits, prescriptions, care to prevent health problems at no cost, and more.
Log into your account to update your application, view new plans, or change your plan.
There may be new plans and prices for next year. Take action by December 15, or you will be re-enrolled in your current plan or one like it.
Plans on the Marketplace come from top insurance companies and cover the same full set of benefits as plans through employers.
The difference on the Marketplace plans is that you may get help with the cost.
November 1: Open Enrollment starts. This is the first day you can enroll or change your plan for the next year. The start of coverage can be January 1.
December 15: Last day to enroll or change plans to start on January 1. After that, you can enroll or change plans only if you have a life-changing event, like divorce or having a baby. Such events qualify you for a Special Enrollment Period.
January 1: The start date for those who enroll or change plans by December 15.
Open enrollment started November 1 and the deadline to enroll is December 15.
You can learn about plan choices, what you need to enroll, and where to find help in your area to enroll.