When are important deadlines for next year's coverage?

November 1: Open Enrollment starts. This is the first day you can enroll or change your plan for the next year. The start of coverage can be January 1.

December 15: Last day to enroll or change plans to start on January 1. After that, you can enroll or change plans only if you have a life-changing event, like divorce or having a baby. Such events qualify you for a Special Enrollment Period.

January 1: The start date for those who enroll or change plans by December 15.