Keep Your Plan Updated

If you’re enrolled in a Marketplace plan, income or household changes may affect the coverage or savings you are eligible for. It’s important to update your application if you experience any of the following changes:

  • Changes to your expected income for the year
  • Changes in health coverage:
    • Someone in your household getting an offer of job-based insurance, even if they don’t enroll in it
    • Someone in your household getting coverage from a public program like Medicaid, the Children’s Health Insurance Program (CHIP), or Medicare
    • Someone in your household losing coverage, like job-based coverage or Medicaid
  • Changes to your household or individual members:
    • Birth or adoption
    • Placing a child for adoption or foster care
    • Becoming pregnant
    • Marriage or divorce
    • A child on your plan turning 26
    • Death
    • Gaining or losing a dependent some other way
    • Moving to a permanent address in your state.
  • Corrections to name, date of birth, or Social Security number
  • Changes in status:
    • Change in disability status
    • Change of tax filing status
    • Change of citizenship or immigration status
    • Change in status as an American Indian/Alaska Native or tribal member
    • Incarceration or release from incarceration

Why report changes to the Marketplace?

  • Changes like higher or lower income, adding or losing household members, or getting offers of other health coverage may affect the coverage or savings you’re eligible for.
  • For example, if your income estimate goes down or you gain a household member, you may qualify for more savings than you’re getting now.
  • On the other hand, if your income estimate goes up or you lose a household member, you could owe money when you file your federal tax return.

How to update your Marketplace application:

See the steps to update.